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Knowledge Guarantees Possibilities
Opening an Registered Education Savings Plan (RESP) for your grandchild and contributing a portion of your gift budget toward that RESP is the gift that keeps on giving. That toy may be tossed aside within a few weeks, but the investment you make into an RESP will pay off for a lifetime, by helping your grandchild access the post-secondary education that will allow them to follow their dreams. Not only will the money you invest grow, but you’ll be able to add to your investment with government grants, such as the Canada Education Savings Grant (CESG), that can boost the value of your savings by up to $7,200 per child. Plus, up to $50,000 of each child’s RESP grows tax-deferred.
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